About Us

AHPP is a UK- and US-based firm with a decade of experience focused on performance marketing solutions which grew out of our M&A advisory work in the credit card market industry.

Founded in 2012 by Andrew Pople and operating in US, Canada, UK and Europe, AHPP has assembled a team which has many years of experience of both performance marketing and of credit card corporate advisory work.  In performance marketing, we have deep experience of working with both mail and digital vendors, and Google in particular. In the advisory and valuations world, the team has a specific focus on credit card deals, often with partnership programs and third party endorsement. We pride ourselves in developing unique and creative solutions to meet our clients’ evolving needs.

Performance Marketing

M&A Advisory

Valuation Services


Our senior team

Andrew H Pople

President and CEO

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Andrew formed AHP Partners in July 2012. He and his team advise on mergers and acquisitions, portfolio acquisitions and business development in the UK credit card market.

Prior to this, Andrew spent nearly 10 years with the Kessler Group, initially running the international business from London and finally spending 3 years as President of the company based in Boston where he was closely involved in TD’s acquisition of MBNA Canada, Capital One’s acquisition of Hudson Bay card program and Bank of America’s disposal of their Irish business and certain other card portfolios in North America.

Before joining Kessler, Andrew was a Board Director (Retail Banking) of Abbey National plc. Prior to joining Abbey, he spent five years at the Bank of England.

Kul Bhullar

Managing Director

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  • An expert in consumer finance portfolio valuations, Kul provides day to day lead for our advisory and valuation services
  • A creative thinker, Kul also supports with structuring and monitoring our performance marketing activities
  • Kul brings over 15 years’ experience advising clients on acquisitions & dispositions and portfolio valuations across the credit spectrum in the UK, North American and Australian consumer finance markets
  • Notable transactions that Kul was closely involved with include:
    • Lloyds Banking Group’s acquisition of MBNA UK
    • NewDay’s (formerly SAV Credit) acquisition of Santander’s co-brand credit card/point of sale finance business
    • The sale of Barclays’ Monument sub-prime card business
    • TD Bank’s acquisition of MBNA’s Canadian business
    • MBNA’s sale of its Irish cards business
  • Kul joined AHPP from the Kessler Group where he was a key member of the M&A team and the Head of Financial Modelling. Prior to this, he held roles with Deutsche Bank and the Financial Services Group at Deloitte
  • Kul holds a B.Sc. in Business, Mathematics and Statistics from the London School of Economics and is a fellow of the Institute of Chartered Accountants in England and Wales

Suzanne Meloni

Financial Controller

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  • A qualified accountant, Suzanne manages the company’s finances and investments
  • She brings over 30 years of experience in finance and accounting, with the last 5 years working in the financial services sector at AHPP
  • As well as statutory responsibilities Suzanne brings commercial experience from working in a variety of industries and roles
  • Suzanne is an associate of the Chartered Institute of Management Accountants (ACMA, CGMA)

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Get in touch

If you’re interested in working with us or would like more information about any of our services, please don’t hesitate to get in touch

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phone+44 207 451 7080 (UK)

phone+1 302 351 2439  (US)