An expert in consumer finance portfolio valuations, Kul leads on all analytical, financial modelling and valuation services for AHPP’s clients
Kul brings over 16 years’ experience in financial services, including the last 11 years advising clients on mergers and acquisitions and portfolio valuations across the credit spectrum in the UK, North American and Australian consumer finance markets, focussing on the credit card sector
Notable transactions that Kul was closely involved with include:
- SAV Credit’s acquisition of Santander’s co-brand credit card/point of sale finance business
- The sale of Barclays’ Monument sub-prime card business
- TD Bank’s acquisition of MBNA’s Canadian business
- MBNA’s sale of its Irish cards business
- Advising two separate US regional banks on their re-entry into the credit card business
Kul joined AHPP from the Kessler Group where he was a key member of the M&A team and the Head of Financial Modelling. Prior to this, he held roles with Deutsche Bank and the Financial Services Group at Deloitte
Kul holds a B.Sc. in Business, Mathematics and Statistics from the London School of Economics and is a member of the Institute of Chartered Accountants in England and Wales